NECO Insurance Complete Correct Questions and Answers 2020/2021 – See all the answers and questions on Insurance for this year’s Internal NECO Insurance Objective and Theory exam Expo here. Check below for the questions and answers expo runz.NECO Insurance Expo
The long awaited and highly anticipated 2020 NECO Insurance Solution Expo Questions and Answer which is supposed to be written in June/July but now October/November is around the corner for the National Examination Council (NECO).
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Proximate Cause is the actions of the person (or entity) who owes you a duty must be sufficiently related to your injuries such that the law considers the person to have caused your injuries in a legal sense.
(i) To provide platform for members to maximize their potentials using relevant trainings, information technology and synergies to attain the objectives of the Council.
(ii) To have a functional Secretariat equipped to deliver effective and qualitative services to member companies and other stakeholders.
(iii) Integrating the Area Committees and Chapters to serve as effective functional platforms for members.
(iv) To improve Councils lobby to government and advocacy on relevant issues concerning insurance.
(v) To develop suitable professional curriculum for training, education, examination and award of the NCRIB Diploma.
(vi) To have a library system that will facilitate the dissemination of continuous knowledge and research.
(vii) To attract, retrain, reward and retain competent workforce and management at the Secretariat.
(viii) To fully affirm the provisions of the NCRIB Charter
(i) There must be a large number of exposure units.
(ii) The loss must be accidental and unintentional.
(iii) The loss must be determinable
(iv) The loss must be measurable.
(v) The loss should not be catastrophic.
(vi) The chance of loss must be calculable.
(vii) The premium must be economically feasible.
(viii) The loss must be fortuitous
Unit Linked Endowment Policy: There is no fixed amount promised at the time of policy maturity in this policy. The time period of policy and mortgage period are equal.
Traded Endowment Policy: This can be well understood as a second hand endowment policy. Here the policy buyer purchases the policy at a price higher than the surrender value offered by the insurance firm because the policy will for sure fetch the buyer a higher amount at the time of maturity.
Low Cost Endowment Policy: This policy is a combination of traditional with profits endowment, where estimated growth rate will meet the mortgage amount and reducing term assures that the target mortgage amount is paid as minimum in case policy holder dies.
Non profit Endowment Policy: In non profit endowment policy, a lump sum amount is promised to be paid at the time of maturity or on death of the policy holder whichever is earlier.
Traditional with profits Endowments: This policy assures a sum of money that will be paid at the time of maturity or death of the policy holder. The amount of the policy increases as the policy holder gets regular / reversionary bonuses.
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The NECO Insurance exam has been scheduled to take place on
Tuesday 13th October 2020
Paper III & II: Objective & Essay – Insurance
3:00pm – 5:40pm
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